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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,699 | $91,536+3.5% | $130,062-27.2% | $75,177+26.0% |
| Participation rate | 76.9% | 71.5%+5.5pp | 78.5%-1.6pp | 67.2%+9.7pp |
| Annual return | 14.91% | -631.62%+646.5pp | -137.37%+152.3pp | 160.75%-145.8pp |
| Employer contribution / active EE | $5,777 | $2,845+103.0% | $4,322+33.6% | $2,671+116.3% |
| Participant deferral / active EE | $4,215 | $4,343-3.0% | $5,821-27.6% | $4,126+2.1% |
| Admin fee / account holder | $3,911 | $6,780-42.3% | $10,601-63.1% | $5,651-30.8% |