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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,612 | $152,619-59.0% | $125,195-50.0% | $152,909-59.1% |
| Participation rate | 87.0% | 83.3%+3.6pp | 79.8%+7.2pp | 82.5%+4.5pp |
| Annual return | 18.72% | 54.85%-36.1pp | 43.79%-25.1pp | 345.46%-326.7pp |
| Employer contribution / active EE | $6,799 | $4,947+37.4% | $3,866+75.9% | $4,764+42.7% |
| Participant deferral / active EE | $4,158 | $5,869-29.2% | $4,937-15.8% | $5,851-28.9% |
| Admin fee / account holder | $2,383 | $13,437-82.3% | $9,704-75.4% | $11,601-79.5% |