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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,622 | $135,645-48.7% | $110,243-36.8% | $135,380-48.6% |
| Participation rate | 65.0% | 83.5%-18.5pp | 79.8%-14.8pp | 82.6%-17.6pp |
| Annual return | -3.04% | 513.24%-516.3pp | 314.76%-317.8pp | 519.81%-522.8pp |
| Employer contribution / active EE | $4,324 | $4,907-11.9% | $3,827+13.0% | $4,779-9.5% |
| Participant deferral / active EE | $4,647 | $5,507-15.6% | $4,672-0.5% | $5,609-17.1% |
| Admin fee / account holder | $28,809 | $11,458+151.4% | $8,548+237.0% | $10,828+166.1% |