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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,762 | $99,994-17.2% | $146,643-43.6% | $85,847-3.6% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 12.59% | 18.93%-6.3pp | 22.75%-10.2pp | 318.61%-306.0pp |
| Employer contribution / active EE | $10,135 | $2,559+296.0% | $4,137+145.0% | $2,565+295.1% |
| Participant deferral / active EE | $4,930 | $4,006+23.1% | $5,506-10.5% | $3,952+24.7% |
| Admin fee / account holder | $4,979 | $7,703-35.4% | $10,280-51.6% | $6,261-20.5% |