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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $944,584 | $201,264+369.3% | $184,185+412.8% | $145,978+547.1% |
| Participation rate | 82.4% | 87.5%-5.1pp | 86.8%-4.5pp | 80.3%+2.1pp |
| Annual return | 25.04% | 29.00%-4.0pp | 28.81%-3.8pp | 550.52%-525.5pp |
| Employer contribution / active EE | $596 | $7,021-91.5% | $6,426-90.7% | $4,662-87.2% |
| Participant deferral / active EE | $12,240 | $9,806+24.8% | $9,132+34.0% | $6,690+83.0% |
| Admin fee / account holder | $4,370 | $16,376-73.3% | $13,909-68.6% | $13,400-67.4% |