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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,749 | $140,592+131.0% | $123,105+163.8% | $125,389+159.0% |
| Participation rate | 87.5% | 88.2%-0.7pp | 86.8%+0.7pp | 83.2%+4.3pp |
| Annual return | 11.54% | 16.80%-5.3pp | 13.22%-1.7pp | 282.24%-270.7pp |
| Employer contribution / active EE | $0 | $6,041-100.0% | $5,151-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $10,807 | $6,980+54.8% | $6,229+73.5% | $5,352+101.9% |
| Admin fee / account holder | $3,770 | $11,198-66.3% | $9,014-58.2% | $9,541-60.5% |