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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $789,181 | $185,883+324.6% | $170,043+364.1% | $139,466+465.9% |
| Participation rate | 83.3% | 87.8%-4.4pp | 87.0%-3.7pp | 80.3%+3.0pp |
| Annual return | 12.80% | 60.54%-47.7pp | 53.40%-40.6pp | 373.66%-360.9pp |
| Employer contribution / active EE | $570 | $7,596-92.5% | $6,790-91.6% | $4,754-88.0% |
| Participant deferral / active EE | $11,368 | $11,626-2.2% | $10,410+9.2% | $6,712+69.4% |
| Admin fee / account holder | $12,406 | $15,393-19.4% | $12,824-3.3% | $11,409+8.7% |