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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $525,331 | $183,988+185.5% | $162,177+223.9% | $152,897+243.6% |
| Participation rate | 72.2% | 88.5%-16.3pp | 87.6%-15.3pp | 82.5%-10.2pp |
| Annual return | 18.93% | 150.79%-131.9pp | 115.60%-96.7pp | 345.43%-326.5pp |
| Employer contribution / active EE | $121 | $6,370-98.1% | $5,613-97.8% | $4,764-97.5% |
| Participant deferral / active EE | $10,876 | $8,032+35.4% | $7,297+49.0% | $5,851+85.9% |
| Admin fee / account holder | $2,376 | $13,123-81.9% | $10,843-78.1% | $11,599-79.5% |