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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $944,584 | $201,344+369.1% | $184,243+412.7% | $145,877+547.5% |
| Participation rate | 82.4% | 87.5%-5.1pp | 86.8%-4.5pp | 80.3%+2.1pp |
| Annual return | 25.04% | 29.01%-4.0pp | 28.82%-3.8pp | 551.28%-526.2pp |
| Employer contribution / active EE | $596 | $7,022-91.5% | $6,427-90.7% | $4,663-87.2% |
| Participant deferral / active EE | $12,240 | $9,807+24.8% | $9,132+34.0% | $6,691+82.9% |
| Admin fee / account holder | $4,370 | $16,382-73.3% | $13,914-68.6% | $13,402-67.4% |