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| Provider | Service type | Compensation |
|---|---|---|
GAVION, LLC1 year Service code 27 · EIN 46-2642087 6000 POPLAR AVE, STE 325 · MEMPHIS, TN 38119 | Advisory (Plan) | $12,241 |
Filed as: FIRST GREAT WEST LIFE & ANNUITY Service code 64 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $6,962 |
Service code 13 1661 AARON BRENNER DRIVE · MEMPHIS, TN 38120 | Contract Administrator | $4,994 |
Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $12 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,118 | $30,599-1.6% | $74,577-59.6% | $57,658-47.8% |
| Participation rate | 43.5% | 49.1%-5.6pp | 68.1%-24.6pp | 70.2%-26.7pp |
| Annual return | 14.40% | 14.24%+0.2pp | 20.47%-6.1pp | 5.13%+9.3pp |
| Employer contribution / active EE | $719 | $1,000-28.1% | $2,525-71.5% | $1,974-63.6% |
| Participant deferral / active EE | $2,133 | $1,805+18.1% | $3,458-38.3% | $3,061-30.3% |
| Admin fee / account holder | $132 | $98+34.9% | $4,138-96.8% | $95+39.9% |