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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,891 | $80,812+2.6% | $160,784-48.4% | $82,448+0.5% |
| Participation rate | 36.5% | 66.2%-29.7pp | 77.0%-40.4pp | 68.1%-31.6pp |
| Annual return | 16.64% | 100.59%-83.9pp | 1803.92%-1787.3pp | 41.64%-25.0pp |
| Employer contribution / active EE | $489 | $2,174-77.5% | $3,733-86.9% | $2,551-80.8% |
| Participant deferral / active EE | $3,838 | $4,335-11.5% | $6,293-39.0% | $4,139-7.3% |
| Admin fee / account holder | $17,572 | $7,695+128.4% | $9,717+80.8% | $7,234+142.9% |