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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,025 | $72,027-41.7% | $185,835-77.4% | $79,852-47.4% |
| Participation rate | 58.0% | 65.8%-7.8pp | 78.0%-20.0pp | 69.6%-11.6pp |
| Annual return | 24.54% | 23.13%+1.4pp | 35.96%-11.4pp | 31.72%-7.2pp |
| Employer contribution / active EE | $537 | $1,965-72.7% | $4,087-86.9% | $2,471-78.3% |
| Participant deferral / active EE | $3,630 | $3,780-4.0% | $5,633-35.6% | $3,740-3.0% |
| Admin fee / account holder | $977 | $4,513-78.4% | $9,502-89.7% | $5,306-81.6% |