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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.3 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $9,627 |
CHARLES SCHWAB & CO., INC.5 years Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Securitie... | $6,703 |
Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $409,210 | $100,272+308.1% | $170,043+140.7% | $74,460+449.6% |
| Participation rate | 93.9% | 87.4%+6.5pp | 87.0%+6.9pp | 70.7%+23.1pp |
| Annual return | 14.38% | 66.12%-51.7pp | 53.40%-39.0pp | 34.38%-20.0pp |
| Employer contribution / active EE | $26,656 | $4,266+524.9% | $6,790+292.6% | $2,638+910.4% |
| Participant deferral / active EE | $17,150 | $7,147+140.0% | $10,410+64.7% | $4,530+278.6% |
| Admin fee / account holder | $21 | $235-91.2% | $12,824-99.8% | $348-94.0% |