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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 47-1136790 | Advisory (Participants) | $10,851 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB & CO INC Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Direct pa... | $3,982 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $750 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB & CO INC AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,067 | $89,739+247.7% | $149,721+108.4% | $62,293+401.0% |
| Participation rate | 92.8% | 85.1%+7.7pp | 87.1%+5.7pp | 69.5%+23.2pp |
| Annual return | 14.49% | 21.01%-6.5pp | 1501.67%-1487.2pp | 28.90%-14.4pp |
| Employer contribution / active EE | $20,110 | $3,233+522.0% | $5,444+269.4% | $2,042+884.7% |
| Participant deferral / active EE | $12,581 | $4,797+162.3% | $6,568+91.5% | $3,169+297.0% |
| Admin fee / account holder | $39 | $551-92.9% | $11,282-99.7% | $479-91.8% |