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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,342 | $106,549-40.6% | $91,225-30.6% | $134,509-52.9% |
| Participation rate | 73.3% | 76.8%-3.5pp | 73.2%+0.1pp | 81.2%-7.9pp |
| Annual return | -22.46% | 160.73%-183.2pp | 114.10%-136.6pp | 418.13%-440.6pp |
| Employer contribution / active EE | $4,635 | $3,331+39.1% | $2,851+62.6% | $4,741-2.2% |
| Participant deferral / active EE | $7,050 | $4,719+49.4% | $4,234+66.5% | $6,400+10.2% |
| Admin fee / account holder | $3,554 | $6,234-43.0% | $5,422-34.5% | $11,427-68.9% |