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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,742 | $107,809-63.1% | $90,657-56.2% | $135,379-70.6% |
| Participation rate | 43.8% | 78.0%-34.3pp | 74.0%-30.3pp | 82.6%-38.9pp |
| Annual return | -7.96% | -0.90%-7.1pp | 1.89%-9.8pp | 519.79%-527.7pp |
| Employer contribution / active EE | $2,503 | $3,018-17.1% | $2,532-1.1% | $4,779-47.6% |
| Participant deferral / active EE | $4,064 | $3,872+5.0% | $3,424+18.7% | $5,609-27.5% |
| Admin fee / account holder | $15 | $5,931-99.8% | $4,994-99.7% | $10,828-99.9% |