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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,256 | $113,338-51.2% | $94,993-41.8% | $147,586-62.6% |
| Participation rate | 45.5% | 78.0%-32.5pp | 73.9%-28.4pp | 82.8%-37.4pp |
| Annual return | 21.86% | 20.80%+1.1pp | 27.14%-5.3pp | 578.59%-556.7pp |
| Employer contribution / active EE | $3,635 | $3,160+15.0% | $2,603+39.6% | $4,876-25.4% |
| Participant deferral / active EE | $6,003 | $3,777+58.9% | $3,317+81.0% | $5,439+10.4% |
| Admin fee / account holder | $1,884 | $6,063-68.9% | $4,960-62.0% | $10,886-82.7% |