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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,115 | $105,145+107.4% | $94,664+130.4% | $139,466+56.4% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 22.93% | 38.09%-15.2pp | 156.84%-133.9pp | 373.66%-350.7pp |
| Employer contribution / active EE | $4,440 | $4,107+8.1% | $3,673+20.9% | $4,754-6.6% |
| Participant deferral / active EE | $8,551 | $7,599+12.5% | $7,417+15.3% | $6,712+27.4% |
| Admin fee / account holder | $2,478 | $8,972-72.4% | $7,222-65.7% | $11,409-78.3% |