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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,527 | $115,903+5.7% | $100,528+21.9% | $158,966-22.9% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 23.80% | 34.80%-11.0pp | 30.90%-7.1pp | 302.95%-279.1pp |
| Employer contribution / active EE | $2,846 | $4,105-30.7% | $3,419-16.7% | $4,762-40.2% |
| Participant deferral / active EE | $6,655 | $6,677-0.3% | $6,271+6.1% | $5,983+11.2% |
| Admin fee / account holder | $1,207 | $11,000-89.0% | $8,084-85.1% | $11,250-89.3% |