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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,413 | $99,644+51.0% | $86,438+74.0% | $134,532+11.8% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -24.80% | 6787.26%-6812.1pp | 4397.19%-4422.0pp | 418.27%-443.1pp |
| Employer contribution / active EE | $4,588 | $4,402+4.2% | $3,769+21.7% | $4,741-3.2% |
| Participant deferral / active EE | $6,014 | $7,247-17.0% | $6,952-13.5% | $6,401-6.0% |
| Admin fee / account holder | $914 | $8,375-89.1% | $6,733-86.4% | $11,429-92.0% |