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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,998 | $176,402+127.3% | $134,162+198.9% | $158,966+152.3% |
| Participation rate | 100.0% | 78.7%+21.3pp | 72.2%+27.8pp | 82.0%+18.0pp |
| Annual return | 8.44% | 63.66%-55.2pp | 36.35%-27.9pp | 302.95%-294.5pp |
| Employer contribution / active EE | $6,500 | $5,042+28.9% | $3,705+75.4% | $4,762+36.5% |
| Participant deferral / active EE | $15,792 | $4,093+285.8% | $3,500+351.2% | $5,983+163.9% |
| Admin fee / account holder | $4,457 | $8,719-48.9% | $6,685-33.3% | $11,250-60.4% |