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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $523,854 | $176,688+196.5% | $130,660+300.9% | $152,897+242.6% |
| Participation rate | 66.7% | 79.0%-12.3pp | 71.7%-5.1pp | 82.5%-15.8pp |
| Annual return | 27.42% | 2693.08%-2665.7pp | 1709.29%-1681.9pp | 345.43%-318.0pp |
| Employer contribution / active EE | $14,646 | $5,743+155.0% | $4,092+257.9% | $4,764+207.5% |
| Participant deferral / active EE | $6,333 | $4,362+45.2% | $3,603+75.8% | $5,851+8.2% |
| Admin fee / account holder | $6,313 | $7,131-11.5% | $5,463+15.6% | $11,599-45.6% |