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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,807 | $153,311+103.4% | $109,313+185.2% | $273,972+13.8% |
| Participation rate | 100.0% | 80.1%+19.9pp | 71.3%+28.7pp | 83.0%+17.0pp |
| Annual return | 5.15% | 29.86%-24.7pp | 22.07%-16.9pp | 41.46%-36.3pp |
| Employer contribution / active EE | $21,244 | $5,619+278.1% | $3,892+445.8% | $4,869+336.3% |
| Participant deferral / active EE | $9,000 | $3,932+128.9% | $3,166+184.2% | $5,287+70.2% |
| Admin fee / account holder | $3,825 | $8,076-52.6% | $5,666-32.5% | $10,133-62.3% |