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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,441 | $158,852+143.3% | $121,220+218.8% | $135,380+185.4% |
| Participation rate | 100.0% | 79.3%+20.7pp | 71.8%+28.2pp | 82.6%+17.4pp |
| Annual return | -5.24% | -0.64%-4.6pp | 16.94%-22.2pp | 519.81%-525.0pp |
| Employer contribution / active EE | $4,287 | $5,666-24.3% | $4,023+6.6% | $4,779-10.3% |
| Participant deferral / active EE | $9,250 | $4,006+130.9% | $3,345+176.5% | $5,609+64.9% |
| Admin fee / account holder | $5,340 | $6,515-18.0% | $5,021+6.4% | $10,828-50.7% |