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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,685 | $70,366+63.0% | $66,674+72.0% | $138,895-17.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 14.26% | 386.41%-372.1pp | 321.24%-307.0pp | 145.39%-131.1pp |
| Employer contribution / active EE | $9,558 | $2,765+245.7% | $2,620+264.8% | $4,194+127.9% |
| Participant deferral / active EE | $15,625 | $4,374+257.2% | $4,084+282.6% | $6,396+144.3% |
| Admin fee / account holder | $7,561 | $5,262+43.7% | $5,098+48.3% | $12,562-39.8% |