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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,989 | $88,754-0.9% | $81,820+7.5% | $145,877-39.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 11.61% | 1031.77%-1020.2pp | 777.93%-766.3pp | 551.28%-539.7pp |
| Employer contribution / active EE | $9,750 | $3,085+216.0% | $2,915+234.5% | $4,663+109.1% |
| Participant deferral / active EE | $13,498 | $4,648+190.4% | $4,323+212.3% | $6,691+101.7% |
| Admin fee / account holder | $3,261 | $8,424-61.3% | $7,391-55.9% | $13,402-75.7% |