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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,157 | $90,607-17.1% | $79,467-5.4% | $135,380-44.5% |
| Participation rate | 66.7% | 76.0%-9.4pp | 73.3%-6.7pp | 82.6%-16.0pp |
| Annual return | -3.26% | 977.74%-981.0pp | 718.30%-721.6pp | 519.81%-523.1pp |
| Employer contribution / active EE | $5,778 | $3,068+88.3% | $2,800+106.3% | $4,779+20.9% |
| Participant deferral / active EE | $7,222 | $4,050+78.3% | $3,704+95.0% | $5,609+28.8% |
| Admin fee / account holder | $6,635 | $5,895+12.6% | $5,104+30.0% | $10,828-38.7% |