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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $583,503 | $93,617+523.3% | $135,982+329.1% | $75,177+676.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 13.42% | 30.89%-17.5pp | 68.32%-54.9pp | 160.75%-147.3pp |
| Employer contribution / active EE | $18,297 | $3,538+417.1% | $4,859+276.6% | $2,671+585.0% |
| Participant deferral / active EE | $15,434 | $6,406+140.9% | $7,760+98.9% | $4,126+274.0% |
| Admin fee / account holder | $56,585 | $6,980+710.7% | $10,767+425.5% | $5,651+901.3% |