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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,952 | $77,817+428.1% | $123,553+232.6% | $64,173+540.4% |
| Participation rate | 93.5% | 74.7%+18.8pp | 82.3%+11.3pp | 69.6%+24.0pp |
| Annual return | -4.91% | 12.49%-17.4pp | 119.21%-124.1pp | 7.63%-12.5pp |
| Employer contribution / active EE | $18,434 | $3,014+511.6% | $4,628+298.3% | $2,381+674.3% |
| Participant deferral / active EE | $8,539 | $5,240+63.0% | $6,426+32.9% | $3,470+146.1% |
| Admin fee / account holder | $5,970 | $5,519+8.2% | $9,284-35.7% | $4,887+22.2% |