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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $515,921 | $105,210+390.4% | $159,487+223.5% | $85,851+500.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 10.73% | 45.08%-34.3pp | 263.71%-253.0pp | 318.63%-307.9pp |
| Employer contribution / active EE | $22,701 | $3,319+583.9% | $4,831+369.9% | $2,565+784.9% |
| Participant deferral / active EE | $13,275 | $5,946+123.2% | $7,354+80.5% | $3,952+235.9% |
| Admin fee / account holder | $114,973 | $6,934+1558.0% | $10,804+964.2% | $6,261+1736.4% |