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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $516,350 | $98,776+422.7% | $149,745+244.8% | $79,856+546.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 11.59% | 27.38%-15.8pp | 276.72%-265.1pp | 31.71%-20.1pp |
| Employer contribution / active EE | $21,969 | $3,217+582.8% | $4,646+372.9% | $2,471+789.0% |
| Participant deferral / active EE | $11,500 | $5,681+102.4% | $6,843+68.1% | $3,741+207.4% |
| Admin fee / account holder | $23,452 | $6,053+287.5% | $9,312+151.9% | $5,306+342.0% |