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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,911 | $96,956+55.6% | $69,779+116.3% | $273,972-44.9% |
| Participation rate | 66.7% | 77.1%-10.4pp | 71.8%-5.2pp | 83.0%-16.3pp |
| Annual return | 4.63% | 12.93%-8.3pp | 12.99%-8.4pp | 41.46%-36.8pp |
| Employer contribution / active EE | $6,194 | $3,316+86.8% | $2,338+164.9% | $4,869+27.2% |
| Participant deferral / active EE | $15,493 | $3,744+313.8% | $2,931+428.6% | $5,287+193.0% |
| Admin fee / account holder | $0 | $7,934-100.0% | $4,381-100.0% | $10,133-100.0% |