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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,507 | $87,016+41.9% | $63,244+95.3% | $125,389-1.5% |
| Participation rate | 100.0% | 77.1%+22.9pp | 71.0%+29.0pp | 83.2%+16.8pp |
| Annual return | -2.89% | 21.71%-24.6pp | -70.31%+67.4pp | 282.24%-285.1pp |
| Employer contribution / active EE | $6,606 | $3,601+83.5% | $2,322+184.5% | $4,866+35.8% |
| Participant deferral / active EE | $16,748 | $3,939+325.1% | $2,953+467.1% | $5,352+213.0% |
| Admin fee / account holder | $14,696 | $11,954+22.9% | $5,893+149.4% | $9,541+54.0% |