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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,048 | $91,911+62.2% | $68,612+117.2% | $135,380+10.1% |
| Participation rate | 66.7% | 76.7%-10.1pp | 72.2%-5.6pp | 82.6%-16.0pp |
| Annual return | -3.21% | -8.22%+5.0pp | -4.63%+1.4pp | 519.81%-523.0pp |
| Employer contribution / active EE | $4,008 | $3,924+2.1% | $2,625+52.7% | $4,779-16.1% |
| Participant deferral / active EE | $8,658 | $4,315+100.6% | $3,311+161.5% | $5,609+54.4% |
| Admin fee / account holder | $133,253 | $9,240+1342.1% | $5,131+2496.9% | $10,828+1130.6% |