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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,399 | $107,941-57.9% | $91,994-50.7% | $152,897-70.3% |
| Participation rate | 36.8% | 81.2%-44.3pp | 78.6%-41.8pp | 82.5%-45.6pp |
| Annual return | 24.36% | 89.28%-64.9pp | 69.04%-44.7pp | 345.43%-321.1pp |
| Employer contribution / active EE | $1,133 | $4,212-73.1% | $3,453-67.2% | $4,764-76.2% |
| Participant deferral / active EE | $2,591 | $6,366-59.3% | $5,924-56.3% | $5,851-55.7% |
| Admin fee / account holder | $113 | $10,521-98.9% | $7,744-98.5% | $11,599-99.0% |