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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,378 | $97,020-70.8% | $83,327-65.9% | $135,380-79.0% |
| Participation rate | 33.3% | 80.4%-47.1pp | 77.8%-44.4pp | 82.6%-49.3pp |
| Annual return | -9.15% | 12.31%-21.5pp | 10.64%-19.8pp | 519.81%-529.0pp |
| Employer contribution / active EE | $1,052 | $4,144-74.6% | $3,379-68.9% | $4,779-78.0% |
| Participant deferral / active EE | $1,908 | $5,964-68.0% | $5,565-65.7% | $5,609-66.0% |
| Admin fee / account holder | $9,460 | $8,426+12.3% | $7,540+25.5% | $10,828-12.6% |