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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,714 | $105,856-70.0% | $90,161-64.8% | $147,586-78.5% |
| Participation rate | 31.8% | 79.7%-47.9pp | 76.9%-45.1pp | 82.8%-51.0pp |
| Annual return | 16.36% | 37.63%-21.3pp | 34.89%-18.5pp | 578.59%-562.2pp |
| Employer contribution / active EE | $828 | $4,126-79.9% | $3,318-75.1% | $4,876-83.0% |
| Participant deferral / active EE | $1,473 | $5,733-74.3% | $5,287-72.1% | $5,439-72.9% |
| Admin fee / account holder | $113 | $8,046-98.6% | $5,943-98.1% | $10,886-99.0% |