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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,208 | $166,131-10.2% | $164,975-9.6% | $145,877+2.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 15.26% | 100.37%-85.1pp | 70.12%-54.9pp | 551.28%-536.0pp |
| Employer contribution / active EE | $3,114 | $5,276-41.0% | $4,343-28.3% | $4,663-33.2% |
| Participant deferral / active EE | $26,520 | $6,962+280.9% | $6,033+339.5% | $6,691+296.4% |
| Admin fee / account holder | $6,553 | $16,648-60.6% | $12,688-48.4% | $13,402-51.1% |