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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,170 | $152,619-81.5% | $125,195-77.5% | $152,909-81.6% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 34.31% | 54.85%-20.5pp | 43.79%-9.5pp | 345.46%-311.2pp |
| Employer contribution / active EE | $3,193 | $4,947-35.5% | $3,866-17.4% | $4,764-33.0% |
| Participant deferral / active EE | $15,854 | $5,869+170.2% | $4,937+221.1% | $5,851+170.9% |
| Admin fee / account holder | $309 | $13,437-97.7% | $9,704-96.8% | $11,601-97.3% |