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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,940 | $176,838-55.9% | $146,685-46.9% | $167,518-53.5% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 12.20% | 24.04%-11.8pp | 22.75%-10.6pp | 478.71%-466.5pp |
| Employer contribution / active EE | $2,428 | $5,161-53.0% | $4,137-41.3% | $4,838-49.8% |
| Participant deferral / active EE | $17,575 | $6,441+172.9% | $5,507+219.2% | $6,342+177.1% |
| Admin fee / account holder | $1,879 | $13,262-85.8% | $10,281-81.7% | $12,312-84.7% |