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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,326 | $154,193-25.2% | $130,045-11.3% | $139,466-17.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 19.07% | 32.51%-13.4pp | -137.30%+156.4pp | 373.66%-354.6pp |
| Employer contribution / active EE | $3,000 | $5,292-43.3% | $4,321-30.6% | $4,754-36.9% |
| Participant deferral / active EE | $26,354 | $6,709+292.8% | $5,820+352.8% | $6,712+292.6% |
| Admin fee / account holder | $2,619 | $13,989-81.3% | $10,600-75.3% | $11,409-77.0% |