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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,400 | $138,075+12.5% | $123,552+25.8% | $135,379+14.8% |
| Participation rate | 90.0% | 84.7%+5.3pp | 82.3%+7.7pp | 82.6%+7.4pp |
| Annual return | -7.03% | 153.70%-160.7pp | 119.20%-126.2pp | 519.79%-526.8pp |
| Employer contribution / active EE | $759 | $5,152-85.3% | $4,628-83.6% | $4,779-84.1% |
| Participant deferral / active EE | $12,728 | $6,800+87.2% | $6,426+98.1% | $5,609+126.9% |
| Admin fee / account holder | $9,666 | $10,917-11.5% | $9,285+4.1% | $10,828-10.7% |