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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,628 | $91,559+21.9% | $133,971-16.7% | $79,852+39.8% |
| Participation rate | 59.3% | 73.3%-14.0pp | 79.8%-20.5pp | 69.6%-10.3pp |
| Annual return | 14.38% | 61.85%-47.5pp | 45.09%-30.7pp | 31.72%-17.3pp |
| Employer contribution / active EE | $2,081 | $2,384-12.7% | $3,919-46.9% | $2,471-15.8% |
| Participant deferral / active EE | $4,732 | $3,734+26.7% | $5,047-6.2% | $3,740+26.5% |
| Admin fee / account holder | $552 | $6,321-91.3% | $8,929-93.8% | $5,306-89.6% |