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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,347 | $65,704+19.2% | $94,229-16.9% | $59,633+31.4% |
| Participation rate | 51.1% | 72.1%-21.0pp | 78.8%-27.7pp | 68.7%-17.6pp |
| Annual return | -0.73% | 5.22%-5.9pp | 10.68%-11.4pp | 2041.45%-2042.2pp |
| Employer contribution / active EE | $1,651 | $2,021-18.3% | $3,587-54.0% | $2,203-25.0% |
| Participant deferral / active EE | $3,790 | $3,143+20.6% | $4,320-12.3% | $3,192+18.7% |
| Admin fee / account holder | $1,307 | $4,265-69.3% | $6,269-79.1% | $4,297-69.6% |