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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,952 | $69,977+21.4% | $108,582-21.8% | $62,881+35.1% |
| Participation rate | 51.0% | 72.9%-21.9pp | 79.6%-28.6pp | 69.3%-18.3pp |
| Annual return | 7.24% | 10.73%-3.5pp | -51.70%+58.9pp | 20.14%-12.9pp |
| Employer contribution / active EE | $1,640 | $2,135-23.2% | $3,758-56.4% | $2,281-28.1% |
| Participant deferral / active EE | $3,840 | $3,165+21.4% | $4,311-10.9% | $3,203+19.9% |
| Admin fee / account holder | $414 | $5,076-91.9% | $7,645-94.6% | $4,296-90.4% |