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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,877 | $171,867+89.6% | $149,721+117.7% | $147,586+120.8% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 7.16% | 2113.36%-2106.2pp | 1501.67%-1494.5pp | 578.59%-571.4pp |
| Employer contribution / active EE | $7,046 | $6,275+12.3% | $5,444+29.4% | $4,876+44.5% |
| Participant deferral / active EE | $13,754 | $7,270+89.2% | $6,568+109.4% | $5,439+152.9% |
| Admin fee / account holder | $6,848 | $13,799-50.4% | $11,282-39.3% | $10,886-37.1% |