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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,858 | $160,059+130.5% | $140,019+163.4% | $135,380+172.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -6.18% | 911.48%-917.7pp | 651.17%-657.3pp | 519.81%-526.0pp |
| Employer contribution / active EE | $4,319 | $6,420-32.7% | $5,605-23.0% | $4,779-9.6% |
| Participant deferral / active EE | $9,847 | $7,641+28.9% | $6,927+42.2% | $5,609+75.6% |
| Admin fee / account holder | $23,959 | $13,328+79.8% | $10,705+123.8% | $10,828+121.3% |