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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $465,889 | $185,905+150.6% | $170,057+174.0% | $139,487+234.0% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 5.66% | 60.56%-54.9pp | 53.42%-47.8pp | 373.84%-368.2pp |
| Employer contribution / active EE | $4,005 | $7,597-47.3% | $6,790-41.0% | $4,755-15.8% |
| Participant deferral / active EE | $6,832 | $11,627-41.2% | $10,411-34.4% | $6,713+1.8% |
| Admin fee / account holder | $56,542 | $15,397+267.2% | $12,826+340.8% | $11,407+395.7% |