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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,758 | $138,076+100.4% | $123,553+124.0% | $135,380+104.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -4.55% | 153.70%-158.3pp | 119.21%-123.8pp | 519.81%-524.4pp |
| Employer contribution / active EE | $3,234 | $5,152-37.2% | $4,628-30.1% | $4,779-32.3% |
| Participant deferral / active EE | $9,900 | $6,800+45.6% | $6,426+54.1% | $5,609+76.5% |
| Admin fee / account holder | $979 | $10,917-91.0% | $9,284-89.5% | $10,828-91.0% |