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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $424,618 | $105,210+303.6% | $159,487+166.2% | $85,851+394.6% |
| Participation rate | 96.0% | 75.8%+20.2pp | 82.8%+13.2pp | 69.3%+26.7pp |
| Annual return | 14.70% | 45.08%-30.4pp | 263.71%-249.0pp | 318.63%-303.9pp |
| Employer contribution / active EE | $3,242 | $3,319-2.3% | $4,831-32.9% | $2,565+26.4% |
| Participant deferral / active EE | $7,126 | $5,946+19.8% | $7,354-3.1% | $3,952+80.3% |
| Admin fee / account holder | $2,776 | $6,934-60.0% | $10,804-74.3% | $6,261-55.7% |